Get a personalized loan at your nearest NCB branch. Our loan officers will guide you in choosing the right option that best suits your needs. Book a branch visit now.

Unsecured Loan

The NCB Unsecured loan allows you to borrow up to $5,000,000.00 JMD at a fixed repayment amount. 

Features and Benefits:

• Competitive interest rates
• Repayment period of up to 60 months
• Disbursement within 24 hours, once approved
• No collateral or security required
• Branch visit required

You may be eligible if:

• You're a Jamaican resident
• You're currently employed for at least 6 months
• Your salary is paid to your NCB account for at least the past 6 months (joint accounts do not qualify at this time)
• You have no overdue loans or credit card payments at NCB within the past 6 months

Book An Appointment

Secured Loan

The NCB Secured loan allows you to borrow up to $15,000,000.00 JMD at a fixed repayment amount. 

Features and Benefits:

• Competitive interest rates
• Repayment period of up to 180 months
• Disbursement within 24 hours, once approved
• Collateral or security required (cash collateral included)
• Branch visit required

You may be eligible if:

• You're a Jamaican resident
• You're currently employed for at least 6 months
• Your salary is paid to your NCB account for at least the past 6 months (joint accounts do not qualify at this time)
• You have no overdue loans or credit card payments at NCB within the past 6 months

Book An Appointment

Personal Advance (Branch)

The NCB Personal Advance is an unsecured loan that allows you to borrow up to $5,000,000.00 JMD at a fixed repayment amount.

Features and Benefits:

• Competitive interest rates
• Repayment period of up to 60 months
• Disbursement within 24 hours, once approved
• No compulsory savings required
• Branch visit required

You may be eligible if:

• You're a Jamaican resident
• You're currently employed for at least 6 months
• Your salary is paid to your NCB account for at least the past 6 months (joint accounts do not qualify at this time)
• You have no overdue loans or credit card payments at NCB within the past 6 months

Book An Appointment