SME On-The-Go Account

The SME On-The-Go Account is a transactional account designed to help you separate your every-day transactions from your business savings.

Main Features of the account are: 

• Opening Balance: J$2000
• No minimum balance fee
• No monthly service charge
• Free Online Bill Payment
• Use this account for loan repayments, standing instructions, etc. 
• You can continually make deposits and withdrawals on the account
• No cheque writing privileges
• Link to Business Online Banking

Conditions Apply.

For more information, complete the form below and one of our representatives will contact you to start the process of opening your account.

SME On-The-Go Request Form

Business Current Account

An effective means of managing your financial transactions which is critical when running a business.

• An easy way of maintaining records of all financial transactions.
• Statements are available daily, weekly, monthly or quarterly.
• Personalized cheque leaves.
• Overdraft Services
• Allows short-term borrowing on Current Accounts.

Regular Savings Account

Earn a steady rate of return with this traditional savings account and have your cash easily accessible for your operating needs.

• Interest calculated on minimum monthly balance, paid twice yearly (May and November)

Foreign Currency Account

Keep your hard currency, including US Dollars, Canadian Dollars, Pound Sterling & Euros in a savings account that offers you easy access to the funds. This account is also ideal for card merchants who process international currencies.

• Ability to deposit foreign currency cheques
• Easy access to your foreign currency
• Manage letters of credit (LCs) and bills for collections (BCs)

Certificate of Deposit

If you do not need immediate access to your funds, a Certificate of Deposit offers a safe option to earning a higher interest rate available in both Jamaican and foreign currencies.

• Earn a higher rate
• Guaranteed rate of return
• Invest for 30 days to 1 year

Business Deposit Processing

If you do not need immediate access to your funds, a Certificate of Deposit offers a safe option to earning a higher interest rate available in both Jamaican and foreign currencies.

Click here for more information

Value Plans

1. Start-Up Package

Newly established businesses will benefit from discounted charges. This will help give your business the time and resources it needs to grow. This includes:

•  Business Current Account.
• No monthly service charge for 3 months.
• No minimum credit balance for 3 months.
• FREE Sweep Facility for 3 months.
• Sign-up for Full Access NCB Business online to enjoy:
  •  FREE transfers between accounts online
  • FREE bill payments online
  • FREE eStatement online

NCB Start-Up Package Agreement

2. Business Premium Plan

A value package for established businesses that offers your business great value and convenience for your day-to-day banking needs. This includes:

•  Business Current Account.
• No monthly service charge once J$200,000 is maintained.
• Overdraft protection including uncleared effects (subject to qualification).
• Waiver of annual access fee for the Night Depository Facility.
• 1 FREE audit confirmation per annum.
• 50% discount on standing instructions.
• FREE Sweep Facility.
• Sign-up for Full Access NCB Business online to enjoy:
  • FREE transfers between accounts online
  • FREE bill payments online
  • FREE eStatement online

NCB Business Premium Plan Agreement 

3. Clubs, Churches and Charities Plan

This package is specifically designed to meet the unique financial needs of non-profit organizations such as clubs, churches, foundations and charities by providing free banking. This includes:

• Current Account.
• No monthly service charge.
• No minimum credit balance.
• FREE Sweep Facility.
• 1 FREE audit confirmation per annum.
• Sign-up for Full Access NCB Business online to enjoy:
  • FREE transfers between accounts online
  • FREE bill payments online
  • FREE eStatement online

State: Conditions apply.