Our Products

Deposit Accounts & Loans

Start BUILDING towards your dreams with our Deposit Accounts or Loans.

Select Product:

Deposit Accounts

Loans

BASIC SAVINGS

On-The-Go Account

Life is about balance! This account helps you to keep your everyday transactions separate from your savings, so you’ll always have enough for rainy days.

  • Enjoy Four (4) FREE NCB ATM withdrawals per month
  • Only JM$2000 required to open 
  • No minimum balance fee 
  • No monthly service charge

Here’s what you’ll need to get started:

  • Taxpayer Registration Number(TRN) 
  • Proof of Valid Identification 
  • Contact details for two (2) referees 
  • Proof of Address 
  • Proof of Income/Employment 
  • Minimum Opening Deposit 

Win up to JM$1500!

Be one of the first 20 customers to open an NCB Regular Save account and you could win up to J$1,500 towards your opening balance.

BASIC SAVINGS

Regular Save Account

Save at your own pace and earn interest every step of the way.

  • Make unlimited deposits and withdrawals
  • Interest paid twice yearly on your minimum monthly balance
  • Enjoy two FREE transactions monthly at any NCB ABM or Point of Sale (POS) machines

Here’s what you’ll need to get started:

  • Taxpayer Registration Number(TRN) 
  • Proof of Valid Identification 
  • Contact details for two (2) referees 
  • Proof of Address 
  • Proof of Income/Employment 
  • Minimum Opening Deposit 

Are you a civil servant?

Deposit a minimum of $50,000 and get a special rate of up to 5.5% per year on your deposits held for 30, 180 or 360 days. Plus! You’ll be able to get u up to 200% of their deposit as a loan.  

LOANS

Auto Loan

Life is about balance! This account helps you to keep your everyday transactions separate from your savings, so you’ll always have enough for rainy days.

  • Enjoy Four (4) FREE NCB ATM withdrawals per month
  • Only JM$2000 required to open 
  • No minimum balance fee 
  • No monthly service charge

Here’s what you’ll need to get started:

  • Taxpayer Registration Number(TRN) 
  • Proof of Valid Identification 
  • Contact details for two (2) referees 
  • Proof of Address 
  • Proof of Income/Employment 
  • Minimum Opening Deposit 

Win up to JM$1500!

Be one of the first 20 customers to open an NCB Regular Save account and you could win up to J$1,500 towards your opening balance.

LOANS

Unsecured Loan

Need to make a deposit on your dream home? New semester school fees? Unplanned expenses? No need to worry, you can manage it all with an Unsecured Loan from NCB!

  • Borrow up to J$5M
  • No collateral required
  • Up to 5 years to repay
  • Instant loan disbursement once approved
  • Interest Rates as low as 16.75% (*EAIR 18.098%)

Conditions Apply
*EAIR – Effective Annual Interest Rate

Are you a civil servant?

Deposit a minimum of $50,000 and get a special rate of up to 5.5% per year on your deposits held for 30, 180 or 360 days. Plus! You’ll be able to get u up to 200% of their deposit as a loan.  

Want to know more?

Interested in a financial product that’s not listed here? We can still help.