Unsecured Loans


NCB Merchant Advance Facility

Get unsecured financing of up to J$20 million or US$ equivalent by using your debit and credit card receivables from your business Point of Sale (POS) machine. The following benefits are also available:

  • Fast and simple processing 
  • No collateral required
  • Can be accessed in the form of loan overdraft and/or credit card 
  • Competitive interest rate 
  • No early repayment penalty 
  • Up to 4 years to repay 

NCB Quick Biz Loan


If you are an NCB business customer for at least 1 year and your business does not have a Point of Sale (POS) machine, you can access funds for short-term needs up to J$10 million. The following benefits are also available:

  • Fast and simple processing.
  • No collateral required.
  • Up to 4 years to repay.
  • No early repayment penalty.
  • Competitive interest rates. 

Conditions apply.