Business Loans & Credit Facilities

NCB Business Grow

Get the financing you need to develop your business. Use the funds for working capital, restructuring, capital expenditure of expanding your business. 

  • Moratorium of 6 months on principal payments
  • Access up to Access up to J$30million or US$350,000
  • 10 years to repay
  • Attractive interest rate
NCB Merchant Advance

Get unsecured financing of up to J$7.5million or US$85,000 by using your debit and credit card receivables. The following are some of the other benefits extended to customers:

  • E-Link Waiver -  100% waiver on the monthly access fee for Full Access Corporate E-link for 6 months.
  • POS Waiver - 20% waiver on the monthly service charge on POS machines for 6 months.
  • Keycard Biz Waiver - 100% waiver on the Keycard Biz monthly maintenance fee for 6 months. 
NCB Quick Biz Facility

If you are an NCB business customer for at least 1 year, you can access funds for short-term needs with no collateral required.

  • Borrow up to $5million
  • Can be accessed in the form of a loan &/or overdraft
  • Up to 36 months to repay for loans with a payment holiday feature available if you need it
NCB Commercial Motor Vehicle Loan

Our Business Bankers are ready to help you increase your mobility with an NCB Commercial Vehicle Loan at a competitive rate with flexible repayment options.

  • Access up to 90% financing on new and used vehicles with flexible financing
  • Get up to 6 1/2 years to repay
  • Pay no principal for 3 months
  • No penalty for early repayment

Conditions Apply.


Quick Links

  • NCB Approved List of Valuators & Surveyors
  • NCB Business Loan Requirements