Business Loans & Credit Facilities

We are committed to providing a full range of credit products that will suit your small or medium business needs. Financing will help your business to grow. You can access loans both Jamaican and US dollars.

NCB Business Grow

Get the financing you need to develop your business. Use the funds for working capital, restructuring, capital expenditure of expanding your business.

Moratorium of 6 months on principal payments
Access up to Access up to J$30million or US$350,000
10 years to repay
Attractive interest rate

NCB Merchant Advance

Get unsecured financing of up to J$7.5million or US$85,000 by using your debit and credit card receivables. The following are some of the other benefits extended to customers:

E-Link Waiver – 100% waiver on the monthly access fee for Full Access Corporate E-link for 6 months.
POS Waiver – 20% waiver on the monthly service charge on POS machines for 6 months.
Keycard Biz Waiver – 100% waiver on the Keycard Biz monthly maintenance fee for 6 months.

NCB Quick Biz Facility
If you are an NCB business customer for at least 1 year, you can access funds for short-term needs with no collateral required.

Borrow up to $5million
Can be accessed in the form of a loan &/or overdraft
Up to 36 months to repay for loans with a payment holiday feature available if you need it

NCB Receivables Financing

A line of unsecured credit that gives SMEs, who provide services goods and services to any of over 30* preapproved organizations, access to funds to fill cash flow gaps between delivery of goods and services and collection of receivables.

Unsecured line of credit, no collateral required
Get up to 75% of the value of your receivables
Maximum of 1 year to repay

NCB Commercial Motor Vehicle Loan

Our Business Bankers are ready to help you increase your mobility with an NCB Commercial Vehicle Loan at a competitive rate with flexible repayment options.